Insurance

To protect you and your car in case of any damages due to unavoidable situation and accident events.

Section 1: Own Damage
We will cover the accidental loss or damage to your car caused by any of the following: Fire, explosion, self-ignition or lightning; Burglary housebreaking or theft; Riot and strike; Earthquake (fire and shock damage); Flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost; Accidental external means; Malicious act; Terrorist activity; Whilst in transit by road, rail, inland waterway, lift, elevator or air; Landslide / rockslide.

Section 2: Liability to Third Parties
We will cover your legal liability arising out of bodily injury to and/or property damage of third parties caused due to an accident involving your car.

Section 3: Personal Accident Cover In the unfortunate event of your (owner-driver) death and/or permanent total disability arising out of an accident while traveling in our car, we will pay the specified Sum Insured to your legal heir.

You can also opt for the following extensions as part of Private Car Package Policy:

• Loss of accessories
• Legal liability to paid driver, cleaner or any workman
• Personal Accident Cover for the occupants

• 24x7 customer assistance center, 24x7 roadside assistance.
• A car that talks to you – Service reminder
• Stage wise SMS to inform the status of your vehicle during service
• Convenient pick and drop services

• Competitive Periodic Maintenance cost with Best in class service interval – 15000 km/ 1 year
• Competitive Hourly Labour rate
• 2 Years unlimited Kilometer warranty on spare parts

Volkswagen Finance Pvt. Ltd. is a licensed Corporate Agent [bearing License No. 5287012] [IRDA Registration No. 114]

The benefits / features of the product are indicative. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale. For any help and assistance required for further information reasonably expected, please get in touch with our nearest office.

• Depreciation Shield
• Engine Protector (with Gear Box Cover)
• Vehicle Replacement Advantage
• Accidental Shield (SI Rs. 2 Lacs)
• Wheel Rim Damage
• Damage due to Rodents

Broad Covers & Terms and Conditions (for details kindly refer to Policy Copy & Endorsements provided by Bajaj Allianz General Insurance Co. Ltd. and Side Letter for “Special Benefits” Damage to Rims and Rodent Damage.

Endorsement Wordings
In consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to cover the depreciation amount, partly or fully, on assessed damaged parts allowed for replacement during repairs in the event of a Partial Loss to the Insured Vehicle, under the Motor Insurance.

A. Endorsement Wordings
In consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to cover the consequential damage to the internal child parts of the engine of the Insured Vehicle arising out of water ingression / leakage of lubricating oil and / or damage to gear box of the Insured Vehicle arising out of leakage of lubricating oil due to accidental means. Under this cover, we will compensate customer for the following:

• Repair or replacement of the internal child parts of the engine such as pistons, connecting rods, crank shaft and cylinder head
• Repair or replacement of the internal parts of the gear box such as gears or shafts in the gear box housing
• Labour cost incurred by you to overhaul the damaged engine and gear box

**Subject to terms and conditions as mentioned in Bajaj Allianz General Insurance Co. Ltd. Policy and Endorsement We / Our – Bajaj Allianz General Insurance Co. Ltd. You - Customer

Endorsement Wordings

In consideration of payment of additional premium, it is hereby agreed and declared that in the event of the Insured Vehicle meeting with a Total Loss (including theft) / Constructive Total Loss we, at our discretion, may use one of the following two options to settle a claim under ‘Vehicle Replacement Advantage:

• New Vehicle: We will replace the Insured Vehicle with a new equivalent or near equivalent vehicle of similar make, model, features, specifications and color subject to the availability in the open market, inclusive of the following:

Any disbursement under this option will be regarded as full and final settlement of our liability under Motor Insurance Policy. Upon settlement of the claim under this cover, Motor Insurance Policy shall expire.

• Cash Settlement: In the event of new equivalent or near equivalent vehicle not being available in the market due to non-production, short supply or due to Bajaj Allianz’s inability to procure such vehicle due to any reason whatsoever, customer will be paid a cash benefit equal to 5% of IDV in addition to the actual difference between the original ex-showroom price of the damaged Insured Vehicle and the IDV.

**Subject to terms and conditions as mentioned in Bajaj Allianz General Insurance Co. Ltd. Policy and Endorsement

Endorsement Wordings

In consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to pay compensation as per the following scale for Bodily Injury and / or death sustained by any occupant other than the paid driver, attendant or cleaner whilst mounting into, dismounting from or travelling in the Insured Vehicle and caused by violent, accidental, external and visible means which independently of any other cause shall within three calendar months of the occurrence of such injury results in:

Volkswagen Finance Pvt. Ltd. is a licensed Corporate Agent [bearing License No. 5287012] of Bajaj Allianz General Insurance Company Ltd. [IRDA Registration No. 114]

The benefits / features of the product are indicative. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale. For any help and assistance required for further information reasonably expected, please get in touch with our nearest office.

Death (Nature of Injury) - 100% of specified sum insured (Scale of Compensation)

Loss of two limbs or sight of both eyes orone limb and sight of one eye (Nature of Injury) - 125% of specified sum insured (Scale of Compensation)

Loss of one limb or sight of one eye (Nature of Injury) - 50% of specified sum insured (Scale of Compensation)

Permanent Total Disablement from injuries other than named above (Nature of Injury) - 125% of specified sum insured (Scale of Compensation)

**Subject to terms and conditions as mentioned in Bajaj Allianz General Insurance Co. Ltd. Policy and Endorsement

You will be entitled, during the Period of Entitlement to Benefits, the actual cost of renewing / replacing Wheel Rim / Rims of same make & specification in the event of one or more Wheel Rim, (subject to a maximum of 4 alloy Wheel Rim / Rims in the Period of Entitlement to Benefits) having deformed or damaged rendering it / them functionally unusable.

*** Subject to terms and conditions as mentioned in the Side Letter.
You - Customer

You will be entitled, during the Period of Entitlement to Benefits, the actual cost of damage to rubber, plastic, rexene or leather upholstery and other non-metal parts of the vehicle, caused by rodent bite.

**** Subject to terms and conditions as mentioned in the Side Letter
You - Customer

Claims Process

• Claims under “Motor Insurance Package Insurance Policy” and “Drive Assure ELITE” as well as “Wheel Rim” and “Damages Due to Rodents” are to be intimated at “Volkswagen Insurance Services” call centre on toll free number 1800-209-6262
• Customers to provide policy number details at the call centre for registering claims
• Claims settled by Bajaj Allianz with dealer subject to terms and conditions
• It is recommended to inform customer availability of add-on by workshop during insurance renewal (1 & 2 years old)